USPS Calculator Suite

Seven free financial tools built by postal employees, for postal employees — each with a full guide explaining how the numbers work. Every calculator runs entirely in your browser: nothing you enter is ever sent to a server, and you can save your inputs locally so they follow you across all six tools. Looking for postal news instead? Visit our homepage or browse the latest coverage.

⭐ Career Timeline NEW

Your whole postal career on one timeline: every future step increase with dates and amounts, your MRA+30 and age-62 retirement gates with estimated annuities, and TSP milestones.
💵 Take-Home Pay Calculator

Your net pay per pay period from current 2026 pay scales — every craft from clerk to carrier to mail handler, with FERS, TSP, FEHB, union dues, overtime, penalty OT, night differential, and Sunday premium.
📅 Pay Period Calendar 2026

All 27 pay periods of the 2026 leave year with start dates, pay dates, and federal holidays — plus a live tracker showing the current period and days to your next payday.
🏛️ FERS Retirement Calculator

Your annuity under all four FERS paths — MRA+30, Age 60+20, the 1.1% multiplier at 62, and MRA+10 with its penalty — compared side by side with survivor benefit options.
🏖️ Leave Accrual Calculator

Projects your year-end annual and sick leave balances and warns you about use-or-lose hours over the 520-hour bargaining unit cap (640 for EAS) while there’s still time to schedule.
📈 TSP Dashboard

Compare the five core funds, model your allocation’s weighted return, project your balance to retirement with the USPS match, and track the 2026 $23,500 contribution limit.
🌞 Social Security Estimator

Your benefit at every claiming age from 62 to 70 with break-even analysis — plus a FERS Special Retirement Supplement estimate if you plan to retire before 62.

How These Tools Fit Together

Your postal paycheck, your leave, and your retirement are one connected system. The take-home pay calculator shows what lands in your account today, and the TSP contribution you set there is the same number the TSP dashboard compounds over your career. Your FERS annuity, TSP withdrawals, and Social Security stack into your total retirement income — the three-legged stool every postal retirement seminar talks about. Save your inputs on any calculator and they carry across all of them. Pay scales are verified against union contract PDFs and updated with every COLA and general wage increase; each tool shows its last-updated date.